General Engineering Contractors can be complex risks to insure due to the diversity of projects for which they are licensed to construct. General Engineering Contractors fall into two categories, working as either the prime contractor, or a licensed subcontractor on projects.

We offer a number of diverse insurance programs available to General Engineering Contractors, including those specializing in underground work, subdivision improvements and infrastructure work, as well as contractors performing difficult to insure projects such as bridge, dam or levee repair.

In California, we represent several programs available to licensed Class A contractors who act as subcontractors performing subdivision improvements and underground work in residential sub-divisions. These programs are for the following general engineering contractors:

• General Engineering Contractors performing underground and subdivision improvements in tracts of less than 25 homes.
  
  
• General Engineering Contractors constructing the common areas of large scale residential subdivisions.
  
  
• General Engineering Contractors operating as subcontractors performing site preparation, finish grading or trenching - either by the hour or under contract including single operators of heavy equipment.
  
  

Some of the highlights of the programs available include the ability to insure construction of retaining walls to any height, underground work of any depth and those performing heavy stabilization or shoring operations. If you are working in the capacity of a sub-contractor, please access our Specialty Trade Contractors web page for more information on insurance products and services available for Sub-contractors.

We also have several programs for large General Engineering Contractors performing public sector work, industrial and/or commercial construction as the Prime Contractor. For example, our current clients perform some of the following operations:

• Water tower construction
  
  
• Cellular tower construction
  
  
• Bridge construction
  
  
• Municipal construction projects – including bond requirements
  
  

If you are a General Engineering Contractor operating as a Prime Contractor, please take a moment to visit our Commercial General Contractors web page. Commercial construction and general engineering share many of the same risk management characteristics and require similar services as those we offer to our commercial general contractor clients.

Beach & O’Neill Insurance Associates Inc. represents a variety of insurance programs designed for General Engineering Contractors. Whether you are operating as a Prime Contractor, or a Subcontractor, insurance protection for your business is invaluable. Contact our office to discuss the insurance products and programs available for your business operations.