General Liability Workers Compensation Tools and Equipment Commercial Auto	Course of Construction Umbrella Coverage Bonds Health/Life

Commercial construction insurance differs from residential construction on many levels. Generally, commercial construction insurance in California is more readily available and many of the policy forms offered have fewer limitations and exclusions than the forms available for residential general contractors. Because many insurance carriers classify apartment construction as commercial work, quality products are available for contractors constructing apartments.

At Beach & O’Neill Insurance Associates Inc., we understand the complexities of commercial insurance risk management as well as the exposures that most often affect Commercial General Contractors.

We are qualified to discuss the types of insurance specific to Commercial General Contractors including:

• Owners Contractors Protective coverage for project owners and LLC’s.
  
  
• Commercial Builders Risk coverage for projects under construction
  
  
• Transfer of risk to sub-contractors by use of insurance endorsements and proper insurance language in the sub-contractors agreement
  
  
• Bonding requirements including payment and performance bonds
  
  

Beach & O’Neill Insurance Associates Inc. is a leader in writing Commercial General Contractors in California. Whether you are performing remodeling, tenant improvements, industrial work, or planning the new construction of a commercial building or apartment, we have a broad selection of quality insurance products. Contact us today to compare your existing coverage and to discuss which California carriers offer the right products to protect you and your business.