Beach & O'Neill Insurance Associates planted its roots in the Fair Oaks, CA area in 1947. Agency owner, Mike O'Neill moved the agency into the Fair Oaks Village in 1985. After more than 20 years of operating from historical Fair Oaks Village, Beach & O'Neill Insurance Associates Inc. moved to our current location of 7520 Greenback Lane in Citrus Heights, CA.

Fair Oaks has changed in the past 55+ years and so has our agency. We started with Mike O'Neill; with Mike's wife Jo handling the accounting and one employee to service our few personal and commercial accounts.

We have seen the purchase and absorption of additional agencies, which has contributed to the agency's growth from 10's of thousand in premium volume to millions in premium volume.

Over the years we've specialized in various types of insurance risks. We have invested in training our personnel in many specialized areas including the construction industry; from trade contractors to large subdivision homebuilders and larger commercial building contractors; automobile repair garages; barber and beauty insurance for independent contractors to multi location salons; tailor shops and even health food stores. We also provide products for individual home and auto policies. Being flexible and open to new ideas, new types of risks and new opportunities have been some of the keys to our continued success.

Beach & O'Neill Insurance Associates recognizes the importance of technology in its continued success. We make a large financial investment in instituting the newest technologies. We realize our employees need to be on the cutting edge of technology to produce the most efficient and accurate work product. We invest in our future by implementing and training with up to date technology. This is possible with the support of employees who are eager to try something new in order to go a step beyond what everyone else is doing.

In January 2004, Mike O'Neill initiated the agency perpetuation plan and sold the agency to three of his sons: Christopher O'Neill, Patrick O'Neill and Michael S. O'Neill. Each of these O'Neill's had invested years in each area of the agency and their conversion from management to ownership was seamless. A Corporation was formed – Beach & O'Neill Insurance Associates Inc. The O'Neill's are committed to continuing the high standards we've set for ourselves over the years. As a team that includes the O'Neill family and the employees of Beach & O'Neill Insurance Associates Inc., we will continue the promise of commitment to our clients, unparalleled integrity, and to follow the exciting path that Beach & O'Neill Insurance Associates has been paving since 1947.